Business international payments

Manage your businesses currency needs simply and securely

Currency online has been helping companies of all sizes with their currency needs for more than 25 years. Whether you are looking for a simple, secure online platform (available 24 hours a day - 7 days a week) or the support of our phone based team, Currency Online is committed to saving your business money whenever you make a purchase or sale involving foreign currency.

Currency Online offers an easy and convenient system to get live quotes, secure FX transactions at great rates, store beneficiary details and view all your transactions on your account any time of the day or night. Our technology has been developed specifically to meet the needs of our clients. Combined with access to our experienced team to assist with your foreign exchange needs we help your business to better manage its foreign exchange risks.

International payments designed around you

Built from our experience of transferring over $200 billion on behalf of businesses and private individuals, we understand you want a service designed to make your life easier, saving you time as well as money. Simple to use, but feature rich we've created a range of easy to use payments services:


  • Immediate access to highly competitive exchange rates online or over the phone.
  • Bank class online security. HiFX uses Norton, the system preferred by 97 of the world's top 100 banks and 93% of Fortune 500 companies.
  • Access to an experienced market professional who'll act as your eyes and ears in the market and provide you with all the information you need to manage your company's foreign exchange more cost effectively.
  • Flexible user access rights and the ability to make and track payments online 24/7.
  • Timely delivery of all your payments and receipts around the globe. A range of transaction options including forward contracts and market orders.
  • Up to the minute insights to enable you to make informed decisions and optimise your transactions and hedging strategies.
  • Personal service that's unlike any financial institution you've ever used and levels of service the banks find too resource intensive.
  • Online tools

  • Rate alerts by email. We'll tell you when your chosen currency reaches the rate you want so you can transact when the rate is right for you.
  • Beneficiary notifications. If you tell us, we'll even let the recipient know when the funds are on their way so you don't have to.
  • Detailed charting facilities enabling you to stay up to date with the latest exchange rate movements.

  • Simple Process

    Large enough to undertake the biggest transactions, yet small enough to care about each and every business who trusts us, we understand clients want a service designed to make their lives easier saving them time as well as money.

    Currency Online works in real time with real rates

    When you register and log into your Currency Online account, the exchange rate we quote you reflects the amount of money you are transferring. Simply put - the more money you transfer the more you'll save. Because we are a self service solution provider you will pay less to exchange your money.

    Competitors may try to entice you with exceptional "headline" rates but don't be fooled - if you dig a little deeper you will likely find hidden charges. An attractive rate is worthless if the charges are too high.

    The rate you see is the rate you receive

    The only charge we make to move your money is the relevant standard bank Telegraphic Transfer fee we pay to move your funds to your beneficiary's bank. These charges are set for each currency.

    However for larger transactions we'll even wipe these fees!

    For transactions over a certain amount, we'll wipe all our transfer fees. Check out our Zero Fee thresholds for each currency here.

    We follow and encourage best practice compliance guidelines

    Currency Online is part of the HiFX group of companies, a global group executing foreign exchange transactions in excess of USD $65 billion and with operations in the UK, New Zealand and Australia. In business since 1986, our experience and security can offer you a high degree of confidence. Furthermore, all client money is held in segregated security trust accounts. There is an independent trustee in place and clients hold a registered charge over their funds.

    We provide the online tools and resources to enable you to control the money transfer process and make your own decisions

    Currency Online with its online focus don't carry the overheads associated with more traditional companies and methods.

    Because you do the legwork, and complete your requirements via our online platform, we can keep the costs low. This saves us money which we pass on to you in the form of better rates and lower fees.

    This doesn't mean we compromise on service. In fact, not only will you have 24/7 online access, you also have the support of our help desk between the hours of 7am and 10pm NZT, Monday to Friday.

    24hr online access. You can transfer your funds whenever the markets are open

    Our online platform is available 24 hours a day - 7 days a week. You can log in, get a great rate live, and execute a transfer.

    Sometimes you'll need to transfer smaller amounts. That's fine

    Some of our competitors stipulate a minimum transaction in the thousands - we don't. Small or large, you can transfer money effortlessly from NZD$50 or currency equivalent.

    Currency Online makes it easy

    You'll find that we have advanced features and services: execute multiple transactions, place orders and manage all your currency needs. However just because we provide all these tools doesn't mean you have to use them. You choose how best to manage your money transfers.

    Whoever you are and however you want to do it, Currency Online is your currency transfer specialist, enabling you to get the best deal.

    Placing a market order can sometimes help you achieve a better rate

    If you have some time before you need to transfer money, you can try and get a better currency exchange rate.

    Placing a Market Order lets you specify a rate you would like to achieve and we'll automatically execute it for you, if or when the market reaches the agreed rate. A few days or weeks could reap significant savings for you.

    Transferring money with us is so simple you shouldn't have to but we are here if you need us

    We hope that using our system for transferring money is as simple as it could be. We do however appreciate that you may want to talk to another human being, that's fine. We provide a TOLL FREE helpdesk number to talk you through setting up an account or making your first transfer if required.

    We're here to help you and you can rely on Currency Online to answer any questions that you might have. Please get in touch should the above FAQ's not answer your question. We may even add your question to these FAQ's to help other customers too.

    Do it online and save... Register now!