Personal money transfer

Buying or selling property overseas, moving abroad or simply making international payments - fluctuating exchange rates can make a huge difference to the amount you finally receive in your bank account.

Currency Online provides a simple, secure and efficient money transfer service with extremely competitive exchange rates, no commissions and no hidden fees.Our secure online platform allows you to access highly competitive exchange rates and low or zero fees, saving you time and money on your international money transfers.


  • Highly competitive live exchange rates
  • 24/7 secure online platform
  • Zero or low transfer fees
  • Personalised currency guidence from expert dealers
  • Simple, secure money transfers
  • Access to over 25 currencies
  • Secure a rate within minutes
  • Save time and money

Highly competitive exchange rates - See how we compare to the major banks.

Using Currency Online could offset some or all of the cost of your overseas move. The above rate comparison is based on an individual looking to convert AUD $200,000 into NZD. Currency Online offers over 25 currencies and we are happy to do similar comparisons for you.

*Exchange rates were obtained at 15:30pm NZT 13/02/2017. Results have been ranked by the amount you would receive not including any additional fees.

Buy Now. Pay Now.

A spot contract is used for immediate money transfers and is the most popular method of transferring funds.

  • Competitive, comparable prices
  • Currency exchange rates updated every 5 seconds
  • Over 25 currencies offered
  • Payment in 1-3 business days

Buy Now. Pay Later.

A forward contract allows you to enter into a contract at the current market rate for payment in the future and is useful for protecting you from adverse market movements. Particularly useful if you want to lock in a favourable rate, but don't have the funds available to pay for the contract immediately.

All forward contracts are subject to a minimum amount and payment of an initial margin to secure the obligation. Variation margin may be requested if significant adverse market movements occur during the term of the contract.

  • Forward contracts in 15 currencies
  • Real time competitive forward rates
  • 12 months on forwards
  • Ability to pre-deliver or extend forward contracts

Not happy with the current exchange rate?

No problem. You can place a Market Order to target a predetermined rate that you would like to achieve and we'll monitor it for you. Market Orders allow customers to target a rate they wish to transact at that is either better than the current market rate to capture positive movements or worse than the current market rate to protect against adverse movements. Market Orders are free to use.

Our online platform allows you to place, modify, and cancel Market Orders. Clients can also view the savings or cost differences between the current market rate and order rates. Orders offered include limit and stops and OCO's (One Cancels the Other).

Take the stress out of watching the market rate fluctuate and let us take care of it. If the market reaches the agreed rate you have automatically entered into a binding contract. Market Orders are always live until cancelled by you.

Currency Online's payment platform allows you to pay multiple recipients within the one transaction or from your money held on accout. This ensures you enjoy the most efficient process possible when you need to pay more than one person or supplier.

Get the latest information on the market - for free.

Access the latest market information, all in one place. Currency Online keeps you in touch with the world's dynamic currency markets.

  • Daily market update direct to you inbox - Click here to sign up
  • Exchange rate graphs 24 hours, 30 days, 12 months and 10 years
  • Rate Alerts via our online platform
  • Online Currency Convertor

Add the bank accounts you wish to send funds to (beneficiaries). Specify payments straight after purchasing currency or pay direct from your currency account.

  • Add beneficiary details online (these are saved for future disbursements)
  • View full history of payments to each beneficiary
  • Automatically notify beneficiary payment is on its way by adding their email address
  • Standard format for each currency reduces bank charges

Your full account history is available online for your lifetime transfer activity with Currency Online. View currency conversions, payments and receipts online 24 hours daily.

  • Lifetime account history
  • Sort by currency, date, beneficiary or reference
  • Grant view-only access to your accountant

Currency Online offers international payment services to settle purchased deliverable currency to your nominated beneficiaries. Real time account information and balances are available for viewing, including account and transaction history with copies of past transactions available in a .CSV format when required. Clients also have the ability to request online payments to their beneficiaries if they have the available balance in their accounts. Adding, modifying, or deleting beneficiaries is now under your control.

Transfer your funds whenever the markets are open

You can log in 24 hours a day - 7 days a week, get a great rate live, and execute a transfer. For assistance on using the Currency Online platform, general customer service or settlement enquiries, the Currency Online Toll Free Help Desk is open between the hours of 7am and 10pm NZT, Monday to Friday.

Do it online and save... Register now!